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UK Real Estate News, Hints & Tips

UK Let-to-buy Investment Property


  • 7 tips when buying an Investment Property.
    7 tips when buying an Investment Property. 1. Ask yourself - do you want to invest long term and ensure an ongoing regular passive income – or are you wanting to go for flips where you can buy, renovate and sell quickly to make a profit? 2. Ask yourself - do you want to invest in a simple BTL, or a HMO or Commercial to Residential property or something else? Make sure you also have exits. 3. Work out your budget to see what you can afford and stick to it. 4. Find out the possibility of a mortgage with your broker, 5. Take some time to research and get to know your chosen area. What are the demographic’s? What is the demand? 6. Who is your target market? For example: Students, working professionals or first home buyers? 7. Always search for below market value or off market properties to purchase. These will get you started but to do it right there are a lot more. So if you - or someone you know with their hard earned savings doing nothing in the bank or perhaps have an inheritance, or are going through a divorce, or redundancy – or who maybe want their pension pot to generate a much higher return – and who are serious about investing with peace of mind and security, send me an email with an expression of interest to invest – or let’s set up a call to discuss how I can help dennis@mauinvestments.co.uk or 01 332981666
    Posted: Monday 26 February 2024
  • How much do I need and what kind of returns should I expect from a typical Investment strategy?
    If you want a Standard BTL, you will will need have approximately £30,000 to £50,000 for buying costs, deposit, and basic refurb and on average you should depending on interest rate, achieve an average 8 to 12% Yield. If you want a HMO will need 150K – 200K for buying costs, deposit, and full refurb and on average you should depending on interest rate, achieve an average 15 to 20% Yield. This also involves a high cost of refurb. For a Commercial to Residential strategy you will also need 150K – 200K plus for buying costs, deposit, and full refurb and on average depending on how you structure the project should return a higher yield. An alternative is to TITLE SPLIT a block of flats or any property where any freehold titles can be split and turned into leasehold. Sometimes this can be done with little or no deposit and simply do the paperwork to convert the leases. For this you will need approximately will need £30, 000 to £50, 000 plus any refurb costs. This should ensure an 25% to 40% uplift and increased rentals and yields. Want to know more - call Dennis on 01332981666 or email: dennis@mauinvestments.co.uk
    Posted: Monday 26 February 2024
  • What are the benefits of partnering with Mau Investments
    If you have the desire to invest in property but honestly do not have the time or expertise to make it really profitable, consider partnering up with Mau Investments. Here’s why… • Strong knowledge of the property market and true values of property • Finding the right property deal that fits your strategy. • Access to off market opportunities not available on the open market, allowing you to secure property you would otherwise not have access to • Creative purchasing options to get the property at the right price. • Extensive research and due diligence • The investor can invest hands and stress free, without any hassle, and yet still reap the rewards of the investment. So if you - or someone you know with their hard earned savings doing nothing in the bank or perhaps have an inheritance, or are going through a divorce, or redundancy – or who maybe want their pension pot to generate a much higher return – and who are serious about investing with peace of mind and security, send me an email with an expression of interest to invest – or let’s talk. #property #propertyinvestment #mauinvestments
    Posted: Sunday 7 January 2024
  • Is now a good time to invest?
    Like many, it's likely you're juggling a hectic life filled with work, family, and all the other demands of daily living. So, finding extra time to build a property portfolio may seem like a real challenge. Many say, "Now isn't the right time; there's just too much going on." But truth be told, is there ever a perfect time? The answer is always yes. Anytime is a good time. And as far as market timing is concerned, especially right now is a fantastic time to be investing with so much opportunity out there, as long as you know what you are doing. Yes, there are some challenges right now, but that will put many people off, meaning less competition, which in turn makes now such a great time to invest. The UK property investment market may seem overwhelming, flooded with negative headlines and information. I get it. However, I want to reassure you that, in terms of market timing, now is an excellent time to invest – if you're well-prepared. In such a complex landscape, expert advice can be invaluable, and as such, I am here to help throughout your property investment journeys. To discover more, why not get in touch to book a call? dennis@mauinvestments.co.uk or phone 0-1 332981666
    Posted: Sunday 7 January 2024
  • Buying a property?
    Buying a property? If you’re not a first-time buyer, selling your own home first is a good place to start before you start searching for your next property as it will put you in a strong position as a buyer. Then work out your budget to see what you can afford. You’ll also need to check your credit report (there are a number of companies who do this online). Then find out the possibility of a mortgage with your broker, what’s required, what you can borrow and options available to you. If possible, try to get a Mortgage in Principle confirming an amount of money which a lender believes they would be able to lend you. Together with you deposit, it can give you an indication of the property price range you can search within. Take some time to research and get to know your chosen area. If you can, make sure you walk around the neighbourhood so you can get a sense of what it’ll be like to live there. Visit local estate agents in person to register your interest in the area. You may also contact me, to discuss how we can help especially if its for an investment. Then put in an offer that suits your budget and confirm your mortgage. The lender will arrange for a qualified surveyor to inspect the property as well as make sure that it’s a property they’ll lend against – moreover if a survey uncovers problems you may be able to negotiate a price cut to offset some or all of the cost of the work. The rest is easy – just leave it up to your solicitor to set up the exchange of contracts and completion and when that’s all done move in. Mau Investments - Property Solutions made easy dennis@mauinvestments.co.uk or Tel: 01 332981666
    Posted: Wednesday 20 December 2023
  • What’s the real situation in the UK with mortgages?
    What’s the real situation in the UK with mortgages? Today in the UK it's getting close to 2M people who cannot pay their mortgages – and it's predicted to get worse. The Covid ‘hangover’, price hikes/cost of living crisis and inflation is all taking its toll. There is a Tsunami on the way of investors and homeowners not being able to afford their mortgages. Coupled with that are potential further debt, family problems, and mental issues – all of which we do our best to hide. Thus, it is not hard to feel stressed and overwhelmed with what to do. And I completely understand and get that. But please remember, you are not alone. I am here to help. Contact me for an informal chat to discuss your plans and how I may be able to help. Sometimes its good just talk and share thoughts about where you are at and then in the process discover some solutions or ideas to help point you in the right direction. If you like what we can do, we can progress from there and if not, we will have been pleased to have helped. Repossession Recue - Saving Lives; One Home At A Time. To learn more email dennis@mauinvestments.co.uk or call 01332981666
    Posted: Wednesday 20 December 2023
  • Can I get on the property ladder with limited funds?
    Can I get on the property ladder with limited funds? Investing in property is the key to financial freedom. But it takes strategic planning, knowledge of the market, workable strategies and knowing how to leverage your hard earned savings to make your funds go further. It also takes hard work and dedication. Property isn't a get rich quick game, it's a slow burning wealth creation game. If you're looking for money-in, money-out deals, you're not looking at the bigger picture that property has to offer. I hear of many who are often held back thinking they need more knowledge, and a lot more money and time to get into property. That’s where I can help. I am all about the average guy and gal. I can show you how to jump on the property ladder, safely and securely – and at any level. Are you interested in a simple and secured high interest rate on your funds or to Joint Venture with us on our next project? You so, you will not only achieve a great return on your investment but also benefit from our knowledge, expertise and personal one on one commitment to help you grow your wealth. We make it simple. You can sit back and relax as we will do it all for you. Let’s set up an informal virtual coffee call to discuss to find out how I can help To learn more email dennis@mauinvestments.co.uk or call 01332981666 Mau Investments – Property Solutions made easy
    Posted: Wednesday 20 December 2023
  • Remember you are not alone
    You are not alone If you are struggling to make ends meet at the moment, you aren’t alone. Millions of households are finding it hard to pay for everyday items as prices for essentials like food, gas and electricity and their mortgages have rapidly increased. We cannot give Debt, Legal, Investment or Mortgage advice as those industries are heavily regulated. But what we can do is be here to understand, support, help and then signpost you in the right direction. See below for who to contact: SHELTER FOR ASSISTANCE CONTACT England Shelter - Shelter's online advice helps millions of people each year with homelessness, council housing, eviction and more. https://england.shelter.org.uk Tel: 0300 330 1234 MENTAL HEALTH FOR ASSISTANCE CONTACT Mind - There to make sure no one has to face a mental health problem alone. Also claiming benefits - getting support - organising your finances etc Tel: 0330 123 3393 https://www.mind.org.uk/ Samaritans works to make sure there's always someone there for anyone who needs someone. www.samaritans.org From mobile: 116213 The Calm Zone: The Campaign Against Living Miserably (CALM) and we’re taking a stand against suicide. That means standing against feeling shit, standing up to stereotypes and standing together to show life is always worth living. https://www.thecalmzone.net/ Tel: 0808 585858 Hope that helps – please remember you are not alone. For any additional assistance with what to do with your property contact me for an informal chat to discuss your plans and how I may be able to help. Sometimes its good just talk and share thoughts about where you are at and then in the process discover some solutions or ideas to help point you in the right direction. If you like what we can do, we can progress from there and if not, we will have been pleased to have helped. We will always treat you with respect, discretion and integrity. Repossession Rescue - Saving Lives; One Home At A Time. To learn more email dennis@mauinvestments.co.uk or call 0133298166
    Posted: Wednesday 20 December 2023
  • Is your house really your asset?
    Did you know that the house that you own and especially if you own it outright, is not an asset – it’s a liability. All that money that your house is worth or paying off is sitting there earning nothing – plus its costing you in rates and insurance etc. Yes it may increase in value over time but it also can decrease as the property market is showing now. That means if you even if you are sitting mortgage free or even only half mortgage free, you could refinance by using your house as security to provide you with another property to provide an additional income stream. You could also do a renovation to increase its value and sell at a profit and perhaps downsize into another property. And even if you have no funds to renovate – no problem. We can help. Contact me for an informal chat to discuss your plans and how I may be able to help. Sometimes its good just talk and share thoughts about where you are at and then in the process discover some solutions or ideas to help point you in the right direction. If you like what we can do, we can progress from there and if not, we will have been pleased to have helped. Mau Investments – Property Solutions made easy 01 332981666
    Posted: Wednesday 20 December 2023
  • You are not alone.
    If you are struggling to make ends meet at the moment, you aren’t alone. Millions of households are finding it hard to pay for everyday items as prices for essentials like food, gas and electricity and their mortgages have rapidly increased. We cannot give Debt, Legal, Investment or Mortgage advice as those industries are heavily regulated. But what we can do is be here to understand, support, help and then signpost you in the right direction. See below for who to contact: DEBT ISSUES: FOR ASSISTANCE CONTACT Stepchange Debt Charity: Get expert debt advice and fee-free debt management to help you tackle your debts. https://www.stepchange.org/ Tel: 0800 138 1111 Money Advice Service: Take away the stress and worry of debt with our easy and simple steps. Contact The Advice Centre https://www.moneyhelper.org.uk/en Tel: 0800 138 7777 Debt Advice Foundation: A registered national debt advice and education charity offering free, confidential support and advice to anyone worried about loans, credit and debt. https://www.debtadvicefoundation.org/ Tel: 0800 0434050 National Debt line: Free and independent charity organisation giving free and independent debt ad budget advice over he phone and online https://nationaldebtline.org/ Tel: 0808 808 4000 Citizens Advice: To Get help with the cost of living, Grants and benefits to help you pay your energy bills, Get help with bills, Check if you can pay less council tax, How to read your smart electricity meter, Check what benefits you can get . Debt and money and more https://www.citizensadvice.org.uk/ LEGAL AID FOR ASSISTANCE CONTACT To check if you can get legal aid - www.gov.uk/check-legal-aid Hope that helps – please remember you are not alone. For any additional assistance with what to do with your property contact me for an informal chat to discuss your plans and how I may be able to help. Sometimes its good just talk and share thoughts about where you are at and then in the process discover some solutions or ideas to help point you in the right direction. If you like what we can do, we can progress from there and if not, we will have been pleased to have helped. We will always treat you with respect, discretion and integrity. Repossession Rescue - Saving Lives; One Home At A Time.
    Posted: Wednesday 20 December 2023
  • Why invest with Mau Investments.
    Why invest with Mau Investments. Are you fed up getting little or no interest return from your hard earned savings in the bank? Do you want a secured higher interest rate return than any UK banks and many other investment portfolios? We also offer flexible terms from 6 to 24 months with interest and capital paid at end of term or when refinanced or sold - with the option to reinvest if one so desires. Are you not sure about the security of your job at the moment and would like to secure an additional income by investing in property. Are you too busy with work, have other commitments, or do not have the knowledge to get involved with property? Do you have spare savings sitting around that you do not know what to do with doing nothing that you are presently getting no or very little return on? Will you have funds available from a life changing situation such as a divorce settlement or inheritance which you do not know what to do with? Are you approaching or in retirement and want to invest some funds that will provide an additional income to one’s pension? When you invest with Mau Investments you benefit from our knowledge, expertise and personal one on one commitment to help you grow your wealth with property. We make it simple. You can sit back and relax as we will do it all for you. Interested? Let’s set up an informal virtual coffee call to discuss to find out how I can help. Mau Investments – Property solutions made easy
    Posted: Wednesday 20 December 2023
  • How Mau Investments can help investors
    How Mau Investments can help investors We invest in property ourselves, and also offer the opportunity for others to do the same with a goal of making it more accessible for everyday people who want to become financially free. When investing with us you benefit from our knowledge, expertise and personal one on one commitment to help you grow your wealth. We make it simple. We offer simple high interest rate returns from 6 to 24 months with interest and principal paid back in full at the completion of the project. We also offer 50/50 Joint Venture projects where you fund the project and we do all the work so you can sit back. relax and we will do it all for you. This will give you access to high-yield interest returns and/or regular cash flow and long-term value gain. Today even with the financial crisis we are facing, property is still one of the most secure and profitable investments one can make – providing it’s done right. Talk to us today and start investing. Its definitely worth it. Mau Investments – Property solutions made easy
    Posted: Wednesday 20 December 2023
  • Why I chose to work in Property.
    I decided to work in property and continue to do so today because you can make a difference and help sellers get the price they want and help buyers find the house they want. When you invest, you can build/renovate what you want. This is very satisfying. Sometimes you have to work long hours but it’s very rewarding. Property also is always changing with new trends, different markets and dynamics, so you have to keep up to date. Working professionally in property also means that I can share the knowledge and experience to help people make good decisions and importantly be there for people during major milestones. I get to help people through each stage in their lives and truly be part of a community.
    Posted: Tuesday 19 December 2023
  • 3 things to look for in an area to invest.
    Before looking to invest in any area it is important to consider if it meets your investment strategy and criteria. To do this, here are three things that you may wish to consider 1. Is there growth in the area (is there new investment, are there planned developments, is there a growing population etc) 2. What are the demographics of the people that live there (again, do they fit your strategy. An aging higher earner for example, is more likely to want to buy, and will be less likely to want to rent if that is your strategy. Renters may be a younger demographic of working age) 3. What are the transport links and facilities like, (again would they suit your strategy and the demographic that you are serving. For example renters are likely of the younger demographic that needs to either find work locally or have good transport links to commute.)
    Posted: Tuesday 19 December 2023
  • What to take to a property viewing.
    When viewing a property here are the things that I recommend to always take, a camera / mobile phone, tape measure, ladder, and binoculars. It is always a good idea to take photographs on a viewing, so taking a camera is a necessity. A tape measure will enable you to check room sizes etc within the property. You may be able to view the loft on a viewing, so a portable ladder will be useful. Binoculars will enable you to take a look at the roof and other areas that are hard to access
    Posted: Tuesday 19 December 2023
  • Why
    Clients often ask me how did I come up with the name of the business Mau Investments. A great question. Simply because my wife loves cats – and what do cats do all the time – Meow. And as my wife is Austrian, in German that’s Mau. Thought it was cute and besides cats are always protective of their territory – plus most are friendly, vigilant, curious, inquisitive, inventive, loyal, and smart - and that’s what I am towards my clients and their property.
    Posted: Tuesday 19 December 2023
  • Looking for tradies?
    When looking for trades for your renovation, it may be a good idea to use personal recommendations from your neighbours or by taking a look at building taking place at local properties. You can always ask the homeowner if they are happy with the work undertaken. If that is not possible search online to find the best tradespeople. There are many Facebook pages in local areas – often with recommendations from those who have used them. Checkatrade.com has an extensive nationwide network of trades that you can search for free. They run strict background checks on tradespeople before they can become members.
    Posted: Tuesday 19 December 2023
  • What is the problem with Japanese Knotweed?
    Japanese knotweed is considered to be a very invasive species of plant. Once this plant is established, it is very difficult to get rid of. The strong growth of the Japanese knotweed allows it to displace many native plant species while its invasive root system and strong stems can cause damage to buildings, pipes and roads. its drive to expand, Japanese knotweed will exploit existing weaknesses in property underground services, walls, concrete, foundations, fences, out-buildings and conservatories. As it grows and expands, it will crack walls, ruin garden fences and it can even break through into buildings. It is also difficult to eradicate so if the property has it, I would leave it alone. However, the existence of Japanese Knotweed does not necessarily mean that you shouldn't buy the property. If there is an approved knotweed management and treatment plan in place, then there should not be any problem in getting a mortgage.
    Posted: Tuesday 19 December 2023
  • Not everything always does it go to plan.
    When investing in property it pays not to be too emotional about a particular property as things could always go wrong. For example, even though I had put an offer on a property which was accepted, at the last minute the seller pulled out, apparently wanting a higher price. A price at which the property as an investment would not work. At the end of the day its all about the numbers. And if they do not work, you should move on. This of course is easy if you are not emotionally attached. Yes, that was frustrating but that’s business and there are always good deals. As such it did not take long before I found another. And as a footnote, last I heard the seller of the original property still has it on the market proving again the property always has to be priced right – according to the market.
    Posted: Tuesday 19 December 2023
  • Risk of flood damage?
    Did you know that one of the things to be aware of when buying a property is the flood risk? Property does not need to be near a river to be at risk of flooding. The government has a flood risk map that you can use to see if an area is at risk of floods....The FEMA Flood Map Service Center (MSC) is the official online location to find all flood hazard mapping products created under the National Flood Insurance Program, including your community's flood map. Check it out here: https://www.gov.uk/check-long-term-flood-risk
    Posted: Tuesday 19 December 2023
  • Tips to prevent mould.
    Given the cost of living crisis at the moment, many people are choosing to not heat their homes as much as they may have done in previous years. Many years ago, before central heating was widely used, houses were built to allow air to circulate. However, more modern homes are not built in the same way and so black mould can occur, especially during the winter months. To reduce the risk of mould in the home, there are some things that you can do including wiping condensation from windows, trying to allow ventilation by opening some windows in moisture-prone areas, using lids on pans when cooking, when possible dry clothes outside (although this is not often in the winter in the UK), keep humidity levels in your home as low as you can—no higher than 50%–all day long. Clean mould when you see it as soon as you can using appropriate products, and taking appropriate safety measures. Mould is not good for your health. When looking to purchase a property, if you notice mould, check the reason for that mould. Is it due to the lack of heating, or could it be caused by a leak or something else?
    Posted: Tuesday 19 December 2023

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